What is the statute of limitations for filing an insurance claim?

In Arizona, the statute of limitations for filing an insurance claim is two years from the date of the incident. This means that a person has two years from the day the incident occurred to file their claim. However, the statute of limitations is not always so straightforward when it comes to insurance. Different types of insurance policies may have different statutes of limitations, and the policy language will specify what is applicable. The policy language will usually provide the length of the time frame and whether the time frame is “from the date of the incident” or “from the date of discovery”. The policy language will also provide exceptions, such as cases in which minors are involved. It is important to note that failing to file a claim within the applicable statute of limitations may result in a person being unable to collect compensation for their losses. For this reason, it is important to consult an attorney as soon as possible after the incident occurs to determine the applicable statute of limitations and ensure that the claim is filed on time.

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What is the statute of limitations for filing an insurance claim?

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