What is the statute of limitations for filing an insurance claim?

The statute of limitations is the amount of time a person has to file a claim. In Mississippi, the statute of limitations for filing an insurance claim depends on the type of claim being made. In general, a civil lawsuit for first-party insurance claims must be filed within three years from the date of the incident that caused the injury. For third-party claims, the statute of limitation is two years from the date of the incident. However, some other claims are subject to different statutes of limitation. For instance, if you are filing a claim for uninsured or underinsured motorist coverage, you have two years from the date of the accident to file the complaint. Claims related to breach of contract can be filed within three years from the date of the breach. When filing an insurance claim in Mississippi, it is important to be mindful of the statute of limitations. If you fail to file your claim within the prescribed timeframe, you may be unable to recover damages. As such, it is important to be aware of the applicable statute of limitations for your specific type of claim. Additionally, it is advised to consult a Mississippi attorney when filing an insurance claim as they will be able to provide you with guidance and advice based on your specific situation.

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What is the statute of limitations for filing an insurance claim?

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