What is a no-fault claim?

A no-fault claim is a type of insurance claim in Mississippi that does not require any party to be held responsible for an accident that resulted in property damage or injury. In a no-fault claim, both parties’ insurance companies pay for the losses and damages, regardless of who was at fault in the accident. No-fault insurance is designed to make the process of filing an insurance claim easier and more efficient since it eliminates the need to determine who is at fault and does not require a court case to be filed to settle the claim. The insurance policyholder would typically be responsible for covering the damages - whether or not they caused the accident. No-fault claims are most commonly seen in personal injury and auto insurance. In Mississippi, no-fault claims are not always available to policyholders and require the policyholder to opt-in or purchase additional coverage to make use of the no-fault option. No-fault claims may be a good option for those who want to avoid the hassle and long wait of a contested insurance claim. No-fault insurance can also help policyholders avoid the risk of having to pay for damages they did not cause.

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What is a no-fault claim?

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