What is a claim for bad faith?

A claim for bad faith in Mississippi involves a situation in which an insurance company fails to act in good faith when processing a claim. The claimant must prove that the insurance company had both subjective and objective bad faith when handling the claim. Subjective bad faith analysis involves proving that the insurance company knew their actions were wrong or deceptive. Meanwhile, objective bad faith analysis requires proving that the actions taken by the insurance company were unreasonable under the same circumstances. Examples of such behavior include refusing to pay claims without a reasonable investigation, delaying payment of claims without justification, and denying payment of claims without a good reason. If the insurance company is found to have acted in bad faith, the claimant is entitled to an award of damages beyond the amount of the claim, which includes attorney’s fees, costs, punitive damages, and emotional distress damages. In Mississippi, the laws pertaining to insurance claims and bad faith are found in the state code which provides specific guidelines for proving bad faith cases. It is wise to consult an experienced attorney in these matters to ensure that your rights are properly protected and that you receive the full compensation that you deserve.

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What is a claim for bad faith?

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