What is an uninsured motorist coverage?

Uninsured motorist coverage is a type of insurance provided to drivers in the state of California. This type of coverage is designed to protect drivers in the event they are involved in an accident with an uninsured driver. Under this coverage, the insured party can collect compensation for any property damage, injury, or medical bills they sustained in the accident, even if the other driver was uninsured. Uninsured motorist coverage is not a replacement for regular auto insurance. It is simply an additional level of protection in the event that the other driver in an accident does not carry insurance. This type of coverage is mandatory in California and must be obtained through a licensed insurance provider. Uninsured motorist coverage also typically includes underinsured motorist coverage, which provides coverage for an accident involving another driver who does not have sufficient coverage to cover the costs of the accident.

Related FAQs

What is a coinsurance clause?
What is an insurance adjuster’s duty?
What is the statute of limitations for filing an insurance claim?
What is a collateral source rule?
What is an assignment of benefits?
What happens if my insurance claim is denied?
What is a statement of fact?
What is a third-party insurance claim?
What is a duty to defend clause?
What is the difference between an insurance policy and a contract?

What is an uninsured motorist coverage?

Related FAQs

Related Blog Posts