What are the common causes of action in an insurance claim?
In California, there are several common causes of action associated with insurance claims. These are civil actions that allow an individual or business to pursue legal action when their insurance policy is not honored. The most common cause of action associated with insurance claims is breach of contract. This occurs when an insurance company fails to honor their contractual obligations. This may involve failing to pay benefits or failing to cover the damages associated with the claim. Another common cause of action is known as bad faith. This means that the insurance company’s conduct was unreasonable in regards to the claim. This could involve the insurance company refusing to pay a legitimate claim or dragging their feet in providing benefits. Finally, a cause of action known as tortious interference may be used in an insurance claim. This happens when an insurance company’s actions or inactions cause harm to the claimant. In any of the situations above, a claimant may pursue legal action for damages such as monetary compensation for medical expenses, lost wages, future expenses, and more. A skilled attorney is often necessary to help the claimant understand their rights and options when it comes to filing an insurance claim.
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