When is an insurance company liable for an accident?

In Arizona, an insurance company is liable for an accident when it can be proven that the insured driver was negligent in causing the accident. This means that the driver failed to take reasonable steps to prevent the accident from happening. In Arizona, an insurance company is also liable if the driver was operating the vehicle in violation of state laws. This means if the driver was speeding, or violated other traffic laws, the insurance company may be held liable for the accident. In addition, an insurance company is liable if the driver was under the influence of drugs or alcohol at the time of the accident. Also, if the driver was driving recklessly, such as performing a stunt or race, the insurance company may be held liable. In general, an insurance company is responsible for liability if the accident was caused by the negligence or recklessness of the insured driver. The insurance company may also be held liable if the vehicle was involved in a hit and run accident, or an accident involving an uninsured or underinsured driver. In summary, an insurance company can be held liable for an accident when the insured driver was negligent, in violation of state law, or operating the vehicle recklessly. The insurance company may also be liable if the vehicle was involved in a hit and run accident or an accident with an uninsured or underinsured driver.

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