When is an insurance company liable for an accident?

In Washington, an insurance company is liable for an accident anytime their policyholder is found to be at fault for causing the accident. This means that the policyholder, or the person insured by the policy, was negligent in some way, and therefore responsible for the resulting accident. For example, if the policyholder was speeding, operating their vehicle recklessly, or distracted while driving, the insurance company may be responsible for the damage to the other party’s vehicle or property. In addition to this, if the insurance policyholder was found to have acted intentionally, Washington state law will also hold the insurer accountable for the accident. This is because the insurance company is responsible for their policyholder and must ensure that their policyholder is held responsible for their actions and any resulting damage or injury. To determine liability, an investigation must be conducted by the authorities to determine who was at fault in the accident. The investigation will involve both sides collecting evidence, such as eyewitness testimony, accident reports, and photographs of the accident site. After the investigation is complete, the insurance company may be liable for the damages or injuries caused in the accident.

Related FAQs

What is a no-fault claim?
What is a waiver of subrogation?
What is a liability limit?
What are the different types of coverage in an insurance policy?
What should I do if I disagree with an insurance company's decision?
How do I calculate a claim settlement?
What is a market value settlement?
What is a reinsurance agreement?
What happens if I can't get a hold of my insurance provider?
What is a collateral source rule?

When is an insurance company liable for an accident?

Related FAQs

Related Blog Posts