What should I do if I don’t agree with an insurance adjuster’s decision?
If you do not agree with an insurance adjuster’s decision, you have the right to appeal the decision. In the state of Hawaii, you have the option to file an administrative appeal or to seek a legal remedy through the court of law. When filing an administrative appeal, you must submit a completed appeal form within 90 days of the initial claim decision. On this form, you must explain why you think the insurance adjuster made an incorrect decision. You must also include new evidence or documents that could strengthen your claim. If you choose to go to court, you must file a lawsuit within two years of the decision. You should be well prepared to argue your case, including evidence that could support your claim. It is important to note that you must meet a certain burden of proof in order to win a case in court. In both cases, it is important to contact the insurance adjuster and explain why you disagree with their decision. Depending on the nature of the disagreement, the adjuster may be willing to reconsider their decision without the need for an appeal or court case. Regardless of which route you choose, it is important to be aware of the rights you are afforded when you are not in agreement with an insurance adjuster’s decision. It is also important to remember that you may be able to get assistance from a lawyer if the dispute cannot be resolved amicably.
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