What methods do identity thieves use to access personal information?

Identity thieves use a variety of methods to access personal information in California. The most common method is phishing, a type of fraud where the criminal sends emails or texts that appear legitimate, but actually contain links that prompt the victim to enter personal information. Another common identity theft strategy is called skimming, which involves criminals installing devices in public places like ATMs, vending machines, and gas stations. Skimmers can collect a victims’ information from their credit card or debit card. Some criminals go high tech and use malicious software to track victims’ keystrokes when they are logging into websites and entering personal information. This type of software, called spyware, can be installed in computers, smartphones, and tablets without the user’s knowledge. Identity thieves may also use dumpster diving, which involves looking through traditional mail, as well as discarded documents, bills, and statements that contain sensitive information. Criminals may also rummage through trash, looking for bank statements or other documents with personal information. Finally, identity thieves use social engineering, which is a type of deception to gain access to personal information, such as passwords and bank account numbers. Social engineering techniques include impersonating someone to get sensitive information, and posing as a legitimate business or government agency to collect information.

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What methods do identity thieves use to access personal information?

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