What types of insurance coverage do I need?

In Washington, there are a few common types of insurance coverage that most individuals need. The first type of insurance is basic health insurance. Without health insurance, individuals are at high risk of being unable to pay medical bills which can be very costly. Another type of insurance is auto insurance. Auto insurance helps cover the cost of accidents, repairs, and other damages caused by a vehicular collision. Liability insurance is another type of insurance coverage. This covers the costs of any damage caused by your actions, such as a lawsuit or medical bill if you are at fault for an accident. Lastly, it is important to have homeowners or renters insurance if you own or rent a home, as this coverage will protect you from damage done to a home by things such as theft, fire, and severe weather. Although these are some of the more common types of insurance coverage, it is important to determine what specific types and levels of insurance you may need based on your individual situation. Speak with an insurance agent to determine what type and level of coverage is best for you and your family.

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