How do I know if I have the right coverage?

When it comes to insurance coverage, it is important to make sure you have the right amount and type of coverage to protect yourself in the case of an accident or disaster. In Washington, the minimum amount of liability insurance you are required to have is $25,000 for bodily injury per person, $50,000 for bodily injury per accident, and $10,000 for property damage. In addition, you may want to consider additional coverage such as medical payments, uninsured/underinsured motorist coverage, and comprehensive coverage. There are a few ways to make sure you have the right coverage for your needs. First, it is important to understand the basics of insurance coverage and the types of insurance available. You can research this information online or talk to an insurance agent. Second, when shopping for insurance, compare different policies and make sure that the coverage provided is sufficient for your needs. You may also want to consider obtaining additional coverage such as personal injury protection, gap insurance, or rental car coverage. Lastly, review your policy annually to make sure it still meets your needs and that the coverage amounts are in line with your risk profile. If you are ever unsure about the coverage you have, the best thing to do is speak with your insurance provider about your options. They will be able to answer any questions you may have and can help you to make sure you have the right amount and type of coverage for your needs.

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