What is personal injury protection insurance?
Personal Injury Protection Insurance (PIP) is a type of insurance that is available in the state of Florida and that covers medical expenses and lost wages due to an auto accident. PIP covers you regardless of who is at fault in the accident, meaning that even if you are responsible for the accident, PIP can cover the medical costs. If you are injured in an accident as a driver, PIP will cover you and if you are a passenger in the car, PIP will cover you as well. PIP also covers any occupants of your car, as well as any pedestrians that may of been involved in the accident. In addition, PIP can also cover certain losses, such as funeral costs, that are due to an auto accident. In Florida, all drivers are required to have PIP insurance in order to register their vehicle. This means that PIP is the only type of insurance that is mandatory to have, and it is important to keep your policy up to date and within the limits specified in order to keep your coverage active. PIP is an important part of being a safe driver in the state of Florida, and is required to stay in compliance with the law.
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