What is the difference between liability insurance and personal injury insurance?

Liability insurance and personal injury insurance are two different types of insurance coverage available in Florida. Liability insurance is designed to cover damages caused to someone else by the policyholder. This includes damages to another person’s property or to someone’s body. In addition, liability insurance can cover medical bills, legal costs, and pain and suffering related to the incident. Personal injury insurance is a type of coverage that covers medical bills and other economic damages incurred by the policyholder in the event of an injury. For example, if a person is injured in a car accident, their personal injury insurance would cover their medical bills and lost wages related to the accident. It also might cover other related costs such as therapy, rehabilitation, and other out-of-pocket expenses. In summary, the main difference between liability insurance and personal injury insurance is that liability insurance provides coverage for damages caused to someone else, while personal injury insurance provides coverage for the policyholder’s medical bills and economic damages in the event of an injury.

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What is the difference between liability insurance and personal injury insurance?

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