What is personal injury protection insurance?

Personal injury protection insurance, also known as PIP, is a type of insurance coverage that is required in the state of Idaho. It provides financial compensation for injury-related expenses, such as medical bills, lost wages, or the cost of hiring a caregiver, in the event of an accident. PIP insurance pays regardless of who is at fault for the accident, so it covers the insured person’s medical expenses and other associated costs resulting from a covered incident. PIP coverage in Idaho is a type of no-fault insurance, meaning it pays regardless of who is at fault for the accident. This means that even if the other driver is found to be at fault, the insured person’s PIP insurance will cover their expenses. In addition to medical expenses, PIP insurance in Idaho can also cover lost wages, funeral costs, and services such as childcare or housekeeping if the insured person is incapacitated. It is important to note that Idaho’s PIP insurance does not cover property damage or other people’s medical expenses. If the insured person wishes to obtain this type of coverage, additional policies must be purchased. Additionally, PIP insurance does not provide coverage for intentional acts of negligence or acts of vandalism. Overall, PIP insurance in Idaho is a type of no-fault insurance that provides compensation for medical expenses, lost wages, and other related costs that result from a covered incident. This coverage is required by law in Idaho, and additional policies can be purchased to cover property damage and other people’s medical expenses.

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What is personal injury protection insurance?

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