What is the difference between an insurance adjuster and an insurance investigator?

Insurance adjusters and insurance investigators both play an important role in the insurance industry. An insurance adjuster is a person who works for an insurance company and investigates potential claims made against the company. They review the evidence and determine if the claim is valid. They also provide an estimate of the amount of money the company should pay out based on the amount of coverage the policyholder has purchased. An insurance investigator is also employed by an insurance company, but their role is different. They are responsible for investigating suspicious activity related to insurance claims. This may include looking for evidence of fraud or misrepresentation, interviewing witnesses, or analyzing documents. They are typically more focused on determining whether a claim is fraudulent or invalid, as opposed to providing estimates on payments. Both insurance adjusters and insurance investigators are important for ensuring that the claims process is fair for both the insured and the insurance company. By thoroughly investigating every claim, these professionals can ensure that both parties are being treated fairly and appropriately. In Idaho, the process for filing insurance claims is regulated by the state government, so it’s important that these professionals are trained and certified to carry out their duties in accordance with the law.

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