What legal recourse do I have if I am denied an insurance claim?

If you are denied an insurance claim in New Hampshire, you may have a few legal recourses. The first step is to be sure that the denial was made in accordance with your policy’s terms and the law. After that, you can proceed as follows. First, you can formally appeal the claim denial with the insurance company. Most policies have a process that allows you to appeal the initial decision. Insurance companies must address this appeal in accordance with New Hampshire’s insurance laws. If you are still not satisfied after filing the appeal, you can file a complaint with the New Hampshire Insurance Department. The NHID can investigate the denial and provide an independent review of your policy. If the NHID does not provide a satisfactory resolution, you can file a lawsuit against the insurer in court. During the lawsuit, a judge will determine if the insurance company made the proper decision. It is important to note that court cases can take longer and be more expensive than other routes. Ultimately, if you are denied an insurance claim in New Hampshire, you have a few legal recourses to pursue. New Hampshire’s insurance laws can protect your rights, and you should consider all options, such as an appeal with the insurance company or a lawsuit against it.

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What legal recourse do I have if I am denied an insurance claim?

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