What is the difference between an insurance adjuster and an insurance investigator?

In California, an insurance adjuster and an insurance investigator are both professionals who work in the insurance field. However, they are different in the services they provide and the roles they play. An insurance adjuster is responsible for evaluating insurance claims and making decisions on how they should be settled. This person is usually hired by an insurance company to review each claim separately to determine the validity of the claim and the amount to be paid out. They review policy documents, contact policyholders, and analyze relevant evidence to resolve claims. An insurance investigator, on the other hand, investigates insurance fraud and other potential criminal activities within the insurance industry. They look into claims that may have questionable information or appear to be fraudulent. They also investigate insurance policy holders who may have lied about their policy coverage or intentionally inflated the amount of their claim. In conclusion, both insurance adjusters and investigators are important individuals in the insurance industry, but they serve different purposes. An insurance adjuster works with policyholders to evaluate and settle their claims, while an insurance investigator investigates potential criminal activity. Both roles require the same investigative skills and ability to analyze and interpret evidence.

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What is the difference between an insurance adjuster and an insurance investigator?

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