What is the difference between an insurance adjuster and an insurance investigator?

Insurance adjusters and insurance investigators are two roles that are involved in the process of insurance law in Maryland. These roles are different but complementary--each plays a unique role in the process. An insurance adjuster is the person who evaluates the claims made on an insurance policy. They investigate the situation, review the policy, and determine how much the policyholder is entitled to receive. A good adjuster works to look out for the best interests of both the policyholder and the insurance company. On the other hand, an insurance investigator is the person who investigates insurance fraud. This person looks for evidence of any fraudulent activity that might have occurred, such as false claims, concealment of material facts, or other issues. If they find evidence of fraud, they report it to the insurance company, which can then take action. In summary, insurance adjusters and insurance investigators have different roles in Maryland’s insurance law system. Insurance adjusters evaluate claims and try to ensure that the policyholder and the insurance company are both treated fairly. On the other hand, insurance investigators look for evidence of insurance fraud and report it to the insurance company so that they can take appropriate action.

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What is the difference between an insurance adjuster and an insurance investigator?

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