What is the statute of limitations for insurance claims?

In Texas, the statute of limitations for insurance claims is two years from the date of the incident or injury. This means that an individual has two years to file a claim for damages resulting from an injury or illness caused by the negligence of another person or organization. After two years have passed, the individual is no longer eligible to recover damages from an insurance company. In some cases, the two-year period may be extended if the injured party has been unable to discover the injury or illness due to circumstances beyond their control. In this case, the individual must be able to prove that these circumstances existed and that their injury or illness was not discovered and could not have been discovered within the two-year time frame. In order to ensure that your insurance claim is not denied due to the expiration of the statute of limitations, it is important to file your claims as soon as possible. Insurance companies will often use the expiration of the statute of limitations as an excuse to deny claims. The best way to protect your rights is to make sure you submit your claim in a timely manner.

Related FAQs

What types of insurance are covered by insurance law?
What is the process of filing an insurance claim?
What are the requirements for insurance fraud investigation?
What is the difference between independent and captive insurance agents?
How do I file a complaint against my insurance company?
What are the differences between liability, property and casualty insurance?
What is the difference between immediate annuities and deferred annuities?
What is the difference between direct and indirect insurance?
What is the role of an insurance expert witness?
What are the legal requirements for insurance contracts?

What is the statute of limitations for insurance claims?

Related FAQs

Related Blog Posts