What is the role of an insurance expert witness?

An insurance expert witness plays a crucial role in disputes involving insurance law in New Hampshire. An expert witness is an individual with specialized knowledge in a particular field who can provide an opinion to a jury or judge in a case. This specialist must have training, education, and experience in the subject area. When an insurance dispute arises in New Hampshire, an insurance expert witness is often consulted to provide an opinion on the matter. The insurance expert witness serves to explain the intricacies of complex insurance laws to the court. They can also provide evidence to support the claims of either party in a case by providing testimony on the insurance contract, coverage, dispute resolution mechanisms, and other aspects of the dispute. The insurance expert witness can also assess any loss that has occurred and determine if it is covered under the insurance policy. Their opinion on the matter can be used by the court to make a decision in the case. For instance, they can explain the policy language, coverage provisions, exclusions, and more to both the court and jury. Insurance expert witnesses can also provide a critical eye to any evidence presented in the case. They can help assess any financial damages and make sure the parties are made whole, if the court rules in their favor. In some cases, the insurance expert witness may also provide insight into the standard practices of the insurance industry, so that the court is fully informed of the situation.

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