What is the difference between liability insurance and personal injury insurance?

Liability insurance and personal injury insurance are two different types of insurance that are designed to provide financial protection in the event of a legal claim. Liability insurance is a type of insurance that covers legal claims against an individual or business for any damages or injuries that may arise from an accident or incident. For example, if someone slips and falls on your property and is injured, liability insurance would cover any medical expenses or legal costs associated with the claim. Personal injury insurance is a type of insurance that pays for medical bills and other related expenses for an injury. This type of insurance is designed to provide financial protection in the event someone is hurt due to the negligence of another, such as in a car accident. Personal injury insurance is designed to cover medical expenses, loss of wages, and other costs related to the injury. While both types of insurance are designed to provide coverage for legal claims, personal injury insurance is more specific and covers only claims related to injuries.

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