What types of insurance are covered by insurance law?

Insurance law in Washington covers a diverse range of insurance policies. These include traditional insurance policies such as property, life, health, and automobile insurance. Property insurance covers damage to or destruction of buildings or personal items. Life insurance covers individuals or families in the event of the death of a primary income earner. Health insurance covers medical costs, hospital stays, and other health-related expenses. Automobile insurance covers damage or destruction of personal vehicles due to collisions or other accidents. Insurance law also covers risks related to businesses, such as professional liability insurance and commercial property insurance. Professional liability insurance covers medical costs, legal fees, and other costs related to negligence on the part of a professional. Commercial property insurance covers buildings, equipment, and other property used in business operations. Insurance law in Washington also covers specialty forms of insurance, such as pet insurance and travel insurance. Pet insurance covers veterinary costs as well as food, lodging, and other costs related to pet ownership. Travel insurance covers medical costs, lost luggage, trip cancellation fees, and other costs related to traveling. Lastly, insurance law in Washington also covers uninsurable risks through special insurance products, such as terrorism insurance, event cancellation insurance, and kidnap and ransom insurance. Terrorism insurance covers losses incurred due to terrorist attacks. Event cancellation insurance covers losses incurred due to the cancellation of a scheduled event. Kidnap and ransom insurance covers fees related to the successful negotiation of a kidnapping case.

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