Does my insurance cover liquor liability claims?

In South Carolina, liquor liability laws are covered by insurance. Your insurance company is responsible for covering any claims that are made against you if you are selling, serving, or supplying alcohol to someone who is underage or someone who causes an accident or injury while under the influence of alcohol. In most cases, your insurance policy will cover the costs of a liquor liability claim, provided that the claim is determined to be valid. However, some insurance companies may exclude certain types of claims from coverage, such as claims involving underage drinkers. When purchasing a liquor liability insurance policy, you should make sure that you’re getting the most comprehensive coverage possible. This means looking for policies that cover all possible claims and looking for ones that provide a high level of coverage. In addition to purchasing an insurance policy, you should also take steps to protect yourself. This includes ensuring that all bartenders are properly trained to prevent over-serving, and that a policy to check ID is in place. By taking these precautions, you can reduce the chances of a claim being made against you. This will help save you time and money in the long run.

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