How can I protect myself from liability when hosting an event where alcohol is served?

When hosting an event where alcohol is served in New Jersey, it is important to take certain steps to protect yourself from liability. The first step is to check your insurance coverage. Make sure that your current insurance policy covers liquor liability. If the policy does not include liquor liability, you may need to purchase a separate policy. You should also check your state’s laws and regulations about serving alcohol. In New Jersey, you may be held liable if any of your guests are injured or cause property damage due to the serving of alcohol. It is important to be aware of the legal drinking age of 21 and to avoid serving alcohol to minors. It is also important to be aware of the potential risks associated with over-serving. Have a non-alcoholic drink and food options available, and ensure guests can get home safely. Consider hiring a professional bartender or server to monitor alcohol consumption and advise guests to consume responsibly. If serving alcoholic beverages, set rules around how much can be consumed and provide non-alcoholic alternatives. Finally, it is important to create an environment that is safe and respectful. Make sure the event includes activities that do not involve consuming alcohol, and monitor the guests for signs of intoxication. Consider providing transportation, or hiring rideshare services, for those who may become impaired due to over consumption. Taking these steps can help protect yourself and your guests from liability.

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