What is a union-sponsored health plan?
A union-sponsored health plan is a type of health insurance plan offered by labor unions to their members. It is typically negotiated by the union and the employer, and is meant to provide health care coverage at a lower cost than commercial health insurance plans. The union negotiates with the employer to ensure that the health plan includes the best coverage for its members. This can include mental health benefits, vision and dental coverage, and even discounts on prescription drugs. In Washington, union-sponsored health plans are offered through a variety of organizations, such as the Washington State Labor Council, the Washington Education Association, and the Washington State Farm Bureau. These plans often have some of the most comprehensive coverage available, and can be tailored to the needs of the union members. They are also typically less expensive than commercial health insurance plans, since the union is able to negotiate a lower premium with the employer.
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