Do insurance companies cover medical marijuana?

No, insurance companies generally do not cover medical marijuana in Washington. According to Washington state law, it is illegal to use marijuana for any purpose other than medical purposes, and insurance companies are not required to cover medical marijuana. While some insurers may offer coverage, it is unlikely and medical marijuana use is not typically covered by existing insurance policies. Furthermore, the cost of medical marijuana has traditionally been out of reach for many Washington resident due to its high price. Medicaid and Medicare also do not cover medical marijuana. However, there are some instances where a patient may be able to receive some help with the cost of medical marijuana. For example, in Washington, the Cannabis Patient Protection Act allows a patient to designate a patient representative to purchase medical marijuana on the patient’s behalf, and the patient may be allowed to use their health savings or flexible spending account payments to cover the cost of the medical marijuana. Additionally, Washington state law also allows for the establishment of nonprofit cooperatives where patients can pool their resources to purchase medical marijuana at a discount rate. In such an arrangement, some insurers may be willing to consider covering the cost of medical marijuana for their members. Ultimately, the laws surrounding medical marijuana in Washington are still evolving, and it is possible that insurance companies may someday cover medical marijuana in the state.

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Do insurance companies cover medical marijuana?

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