What is the Mental Health Parity Act?

The Mental Health Parity Act (MHPA) is a federal law in the United States that requires health insurers to offer the same level of coverage and benefits for mental health as they do for physical health. In Minnesota, the MHPA is enforced by the Minnesota Department of Commerce, which requires insurance companies to provide equal coverage for mental health and physical health services. This means that insurance companies must not set limits on mental health services that are stricter than the limits they set on physical health services. For example, they cannot place stricter limits on the number of visits or types of treatments that are covered for mental health services compared to physical health services. In addition, insurance companies in Minnesota must cover all forms of mental health treatment, including inpatient and outpatient care. The MHPA is an important law that helps ensure that people with mental health needs can access the care they need without facing discrimination or financial hardship.

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What is the Mental Health Parity Act?

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