What is the difference between a maritime injury case and workers’ compensation?

The primary difference between a maritime injury case and workers’ compensation is how damages are awarded to the injured party. Maritime injury cases are handled through an entirely different set of maritime laws, such as the Jones Act, and are based on the negligence of the employer or vessel owner. In a maritime injury case, the injured party must prove that the employer was negligent in some way, and this was the cause of the injury. The damages awarded in a maritime injury case are usually much greater, as the employer was negligent and their negligence has caused harm. Workers’ compensation is a form of insurance that provides medical care and income benefits to employees who are injured while performing their job duties. These benefits are available regardless of whether the employer was negligent or not, so the amount of damages available in a workers’ compensation case is typically much lower. Additionally, the injured party does not have to prove negligence, as the workers’ compensation is a “no-fault” system. In summary, maritime injury cases require the injured party to prove that the employer was negligent and can result in larger damage awards, whereas workers’ compensation does not require proof of negligence and is typically for much lower damages. In either case, it is important for New Jersey residents to understand their legal rights and seek legal advice if they’ve been injured while working.

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