What is the difference between a maritime injury claim and a workers’ compensation claim?

The difference between a maritime injury claim and a workers’ compensation claim can be complex depending on the state laws involved. In Florida, the main distinction lies in the type of job the injured worker was performing when the injury occurred. Maritime injury claims are designed to protect workers injured while on navigable waters or performing a related job, such as a deckhand on a fishing boat or a longshoreman working in a port. These claims are governed by federal maritime law, which is separate from state workers’ compensation law. Typically, maritime injury claims allow for greater compensation for lost wages and medical bills than workers’ compensation claims. Workers’ compensation claims, on the other hand, are designed to protect injured individuals who are not considered maritime workers. These claims compensate for lost wages and medical bills, but typically offer less compensation than a maritime injury claim. In most states, employers are required to carry workers’ compensation insurance to cover any on-the-job injuries. In both types of claims, it is important to get immediate medical attention as well as legal assistance to ensure that you get the full compensation you are entitled to. An experienced maritime injury lawyer can help you determine which type of claim is best for your situation and how to maximize the benefits you receive.

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What is the difference between a maritime injury claim and a workers’ compensation claim?

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