What should I do if the other driver involved in my motorcycle accident does not have enough insurance coverage?
If the other driver involved in your motorcycle accident does not have enough insurance coverage, you should still contact the police and your insurance provider. In California, the other driver must have a minimum amount of liability (financial responsibility) insurance to cover property damage and bodily injury in an accident. If the other driver does not have enough insurance coverage in place, you will need to rely on your own insurance policy to provide coverage for your losses. If the other driver is at fault, you may also be able to sue them in civil court in order to collect the remaining costs of your losses. Your lawyer might suggest other options as well, such as making a claim against any other responsible parties or arguing that the insured had special duty to you (such as owning a business or providing medical care). You should also be aware that most insurance policies around the country put a cap on the total amount of money the policy will pay out for a single accident. Therefore, it is important to make sure that your insurance policy has enough coverage to cover all of your losses. If you have any questions or concerns about your rights after a motorcycle accident, it is best to contact an experienced motorcycle accident lawyer in California to discuss your situation. They can evaluate your case and advise you of the best course of action.
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