What is the role of the municipal insurance agency?

The role of the municipal insurance agency in Texas is to provide insurance coverage for municipality-owned property and assets and for the employees of the municipality. This includes providing insurance coverage for any buildings, equipment, and vehicles owned by the municipality, as well as for any liabilities that arise from the actions taken by the municipality. The municipal insurance agency also provides coverage for the municipality’s employees in the event of accidents, injuries, or illnesses that occur while they are at work. The municipal insurance agency also provides a claims process for any claims that are made against the municipality or its employees. This includes making sure that the municipality has adequate coverage for any claims, making sure the claims are paid in a timely manner, and ensuring that the municipality has liability coverage for any settlements that may arise from these claims. The municipal insurance agency will also handle any disputes between the municipality and any individuals or companies who may have filed claims against the municipality. The municipal insurance agency also provides a variety of other services, such as risk management, to help municipalities mitigate risk, as well as providing advice and recommendations regarding the types of policies and coverage that the municipality should have. The agency also provides resources and information to help municipalities better understand and manage their insurance needs.

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