What is the process for filing a professional negligence claim?

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What should a professional do if they believe they are the subject of a professional negligence claim?
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How does a professional determine the amount of liability insurance coverage needed?
Are there any special considerations for professions that require professional liability insurance?
Is professional liability insurance required for any profession?
Are there any limitations on damages that can be recovered in a professional negligence claim?
Is professional liability insurance always necessary for a professional?
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