When is a professional considered to be liable for professional negligence?

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Are there any exceptions to professional liability insurance?
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What are the legal requirements for filing a professional negligence claim?
Are there any limitations on the amount of damages that can be recovered in a professional negligence claim?
Is it possible to settle a professional negligence claim out of court?
Are there any differences in the application of professional liability law across different jurisdictions?
What defenses are available to professionals accused of professional negligence?
What is the reason for the existence of professional liability law?

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