Are there any exceptions to professional liability insurance?

In Washington, there are a few exceptions to professional liability insurance. Generally, liability insurance for professionals is designed to protect those in the professional field from potential financial losses due to negligence or malpractice. The main exception to professional liability insurance comes from attorneys. In Washington, attorneys have their own form of liability insurance known as professional malpractice insurance. This insurance covers damages due to malpractice and negligence in the field of law. Another exception is for medical professionals; they are not typically required to have professional liability insurance. In Washington, medical professionals are required to have malpractice insurance, which will provide financial protection in the event of a lawsuit or claim due to medical negligence. Lastly, insurance brokers and agents, who are responsible for helping people find and purchase insurance policies, are exempt from this requirement in the state of Washington. In general, almost all other professions in Washington are required to have professional liability insurance in order to pay for the costs of potential damages related to negligence or malpractice. These exceptions provide specific cases in which the requirement for professional liability insurance does not apply.

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Are there any exceptions to professional liability insurance?

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