When is a professional liable for damages resulting from professional negligence?

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What types of negligence claims do professional liability laws cover?
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When is a professional liable for damages resulting from professional negligence?
What should a professional do if they believe they are the subject of a professional negligence claim?
What is the purpose of professional liability insurance?
How does a professional determine the amount of liability insurance coverage needed?
How does a professional determine an appropriate amount of professional liability insurance coverage?
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