What is a home warranty?

A home warranty is a type of insurance policy that provides protection for homeowners in the event of major repair or replacement of systems and appliances in their home. In the state of California, home warranties are required by law for new home owners. This type of warranty usually covers major home systems such as the plumbing, air conditioning, heating, and electrical systems, as well as large appliances like refrigerators and dishwashers. Home warranties are in place to protect homeowners from having to pay out of pocket for expensive repairs or replacements. In the event of an issue with any of the covered items, the homeowner can simply call the home warranty company who will then send out a qualified technician to assess the issue and make the necessary repairs or replacements. Home warranties can provide peace of mind and financial protection to new homeowners. With a warranty in place, homeowners can rest assured that major home repairs or replacements will be covered should an issue arise. Depending on the policy, some home warranties even cover additional items such as swimming pools, spas, and other items.

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