What are the laws related to assisted reproductive technology and access to insurance in the United States?

In the United States, laws related to assisted reproductive technology and access to insurance vary from state to state. In Indiana, assisted reproductive technology (ART) is covered by insurance, including IVF, egg donation, and surrogacy services. The law also allows insurance companies to provide coverage for ART procedures, though this coverage is rarely offered. To find out if a particular insurance provider covers ART services in Indiana, individuals will need to review their insurance policies. Furthermore, Indiana law provides that in most cases, the intended parents will be granted custody of a child created through ART procedures. It also requires that any contract for services related to ART, such as surrogacy agreements, be signed by all parties before any medical procedures are completed. Finally, Indiana created the Reproductive Technology Act in 2019, which requires fertility clinics in the state to disclose certain information to potential clients, including the clinic’s success rates for various ART procedures. Additionally, the law requires that potential clients be given written consent forms that explain the benefits, risks, and expected outcomes associated with each procedure. The law also requires that fertility clinics provide counseling services to potential clients before they decide to pursue ART.

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