What are the laws related to assisted reproductive technology and access to insurance in the United States?

In the United States, the laws related to assisted reproductive technology and access to insurance vary from state to state. In Washington, for example, there is no specific state law that regulates or mandates insurance coverage for assisted reproductive technology. However, the law does prohibit insurance companies from discriminating against or refusing to cover individuals based on their infertility diagnosis. Additionally, it is illegal for any person to charge a fee for services or materials related to fertility treatments, including in-vitro fertilization and artificial insemination, unless a doctor or clinic has received a special permit from the state. In terms of access to assisted reproductive technology, Washington does not have any state laws that specifically address the issue. Federal law does govern the importation of human reproductive tissues and services, but these laws are aimed more at protecting the safety and health of individuals who use such treatments than providing access. In general, individuals in Washington have access to a variety of fertility treatments, depending on their insurance coverage. Although the state does not mandate coverage, many private insurance plans do cover fertility treatments and other services related to assisted reproductive technology. However, it is important to research each policy carefully to determine exactly what is covered and what is not. Additionally, some employers may also offer coverage for in-vitro fertilization and other treatments as part of their health benefits packages.

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