What is a certificate of title?

A certificate of title is a document issued by a title insurance company that sets out information about the legal title of ownership for a particular piece of residential real estate in South Carolina. The document includes an examination of the public records that reflect the transfer of the title from the previous owner to the current owner. Additionally, the document includes the name(s) of the current owner(s) and any liens or restrictions that may be on the property. This document is used in the purchase and sale of residential real estate to show that title is free and clear of any liens or encumbrances. It also serves as proof that the current owner holds legal title to the property. A certificate of title is an important document as it serves to protect the legal rights of both the buyer and the seller.

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