How do I collect a small claims court judgment from a business?
In order to collect a small claims court judgment from a business in Washington, there are several steps you must take. First, you must obtain a certified copy of the judgment from the court clerk. This document states the amount of the judgment and is required to enforce the judgment. Next, you must decide how to collect. The most common methods are wage garnishment, bank levy, and property liens. Wage garnishment is when money is directly taken from the business’s employee’s paycheck. To do this, you must file the judgment with the appropriate court and the employer. A bank levy requires that the business’s bank account be frozen until the debt is paid. You will need to file the judgment with the court and the bank. A property lien is a claim on the business’s assets which must be paid before the business is able to sell or borrow against the assets. To do this, you must file the lien with the county clerk. Additionally, you may sue the business in court if they do not comply with the judgment. This option is more expensive and time-consuming but may be necessary to recover the debt. If the business fails to pay the debt, you may also report it to the appropriate state agency. This may affect the business’s ability to obtain loans in the future. It is important to remember that the court does not enforce the judgment for you. It is up to you to collect the judgment.
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