What if my medical bills exceed the amount of my ski accident settlement?
If your medical bills exceed the amount of your ski accident settlement, you may still be able to get the remaining costs covered depending on the type of settlement you have. In California, a ski accident settlement may include one-time payments or a structured settlement, where you receive payments over a period of time. If you receive a structured settlement, the amount you receive may depend on the severity of your injury and whether or not you have insurance. If the one-time payment you receive is not enough to cover your medical bills, you may be able to apply for additional payments. This can be done through a qualified settlement fund, where an independent party will review your settlement agreement and determine how much additional money you may be eligible for. If you received a settlement from a liability insurer, you may need to pursue additional compensation through the insurer for any extra medical bills. Depending on the specific circumstances of your accident, you may be able to file a lawsuit against the negligent party and seek additional compensation. It is important to speak to a qualified attorney to determine the best course of action for your situation. In some cases, you may be able to receive coverage from your health insurance plan. Check with your plan to see what coverage is available and make sure to keep all of your medical bills and receipts to submit with your claim. It is important to take legal action if necessary, as the cost of medical treatment for a ski accident can quickly rise if not covered.
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