What is the difference between SSI and SSDI?
SSI (Supplemental Security Income) and SSDI (Social Security Disability Insurance) are two different programs managed by the Social Security Administration (SSA) that provide disability payments to people who are unable to work due to their medical condition. The primary difference between SSI and SSDI is the source of the funding. SSI is funded through general revenue from the federal government, while SSDI is funded through payroll taxes. In order to qualify for SSDI in Utah, applicants must have paid into the Social Security system over a certain period of time and have worked a certain number of hours in the last five years. In addition, they must be unable to work because of a medically diagnosed psychological or physical handicap. In contrast, there is no work requirement for SSI and applicants must have financial need. In order to qualify for SSI in Utah, applicants must be age 65 or older, blind, and/or disabled, and they must meet income and resource limits. Another important difference between SSI and SSDI is that SSI payments are usually lower than those from SSDI. Alternatively, SSI does not come with Medicare or Medicaid eligibility like SSDI does. Overall, it is important to understand the differences between SSI and SSDI when determining your eligibility for disability payments in Utah. The SSA can offer more detailed information about the specific requirements of each program.
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