What is the difference between Social Security Disability and Supplemental Security Income (SSI)?

Social Security Disability (SSD) and Supplemental Security Income (SSI) are both federal programs that provide financial assistance to those in need. They both target those who are unable to work due to a disability, but the eligibility criteria and the benefits they provide are different. SSD is a program of the Social Security Administration (SSA), funded by taxes from working citizens. To be eligible for SSD, a person must have worked and earned enough credits to qualify. Benefits are based on a person’s income over a specified period of time. SSD also pays for medical bills and other related expenses. SSI, however, is a needs-based program and is not funded by the SSA. It provides a cash benefit to people with disabilities who have limited income and resources. A person’s medical condition must be severe and be likely to last at least one year or until death. The amount of money provided is determined by the federal government and is adjusted yearly. SSD and SSI both provide financial assistance to those with disabilities, but their eligibility criteria and benefits are distinct. SSD is designed to provide benefits to those who have recently worked and SSI is intended to assist those who lack the resources to meet their needs and have limited income.

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What is the difference between Social Security Disability and Supplemental Security Income (SSI)?

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