What is the Social Security Disability Insurance (SSDI) program?
The Social Security Disability Insurance (SSDI) program is a federal program administered by the Social Security Administration that provides monthly cash benefits to those who have become disabled and are unable to work. The program is available to U.S citizens or legal residents of Washington who have worked and paid taxes and have become disabled due to an illness or injury. To be eligible for the SSDI program, applicants must have a disability that has lasted or is expected to last for at least a year or result in death. In addition, applicants must have worked a certain number of years in a job covered by Social Security, have earned a certain number of “credits”, and meet other eligibility requirements. If a disability prevents an individual from working, they may qualify for Social Security Disability Insurance. The amount of the monthly benefit an individual receives is based on their work history and income—the more years a person has worked and higher the income they earned, the more they may receive under the program. If a person is approved for SSDI, they will also have access to Medicare, which helps cover medical expenses associated with the disability. Overall, Social Security Disability Insurance is an important safety net for those in the state of Washington who have become disabled and are unable to work. It provides monthly financial assistance to help them make ends meet and access to Medicare to help cover medical costs.
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