How does Supplemental Security Income (SSI) eligibility differ from Social Security Disability Insurance (SSDI)?
Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI) are both programs run by the Social Security Administration that provide benefits to disabled individuals. While both programs are designed to provide financial assistance, there are some important differences between them. SSDI is a federally managed program that is funded by Social Security payroll taxes. It provides a monthly cash benefit to people with disabilities as well as their eligible dependents. To qualify for SSDI, a person must have worked and paid into the Social Security system for a certain number of years. SSI is a needs-based program that is funded by general tax revenues. It provides a monthly cash benefit to disabled persons who have limited resources and income. To qualify for SSI, an applicant must meet certain income and asset limits. Additionally, the applicant may not have paid into the Social Security system to be eligible. In Washington, the eligibility criteria for both programs are the same; the applicant must be found medically disabled and unable to work. However, the criteria for SSDI and SSI differ in other important aspects, resulting in different levels of eligibility and benefits.
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