What are the limits of insurance coverage in a truck accident?

In Hawaii, truck accident insurance coverage limits have been set by state law. These limits dictate how much an insurance company can cover for damages stemming from a truck accident. All truck owners and drivers in Hawaii are required to carry minimum amounts of insurance to protect against any potential losses. The required amount of liability insurance for truck owners and drivers in Hawaii is $20,000 for bodily injury for each person injured, $40,000 for total bodily injury for all injured persons, and $10,000 for property damage in a single accident. These limits may not be enough to cover the full costs if more than one person is injured, or if significant property damage is caused by the accident. In addition to these required limits, truck drivers and owners may opt to purchase additional insurance coverage on top of the required coverage. This additional insurance, or excess insurance, can help protect all parties involved if the damages are higher than the minimum required coverage. Overall, truck drivers and owners must follow the minimum required insurance limits set by the state of Hawaii. And while these limits may not be enough to cover an extensive amount of property damage or costly medical bills, additional insurance coverage can greatly increase the insurance coverage limits of a truck accident.

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What are the limits of insurance coverage in a truck accident?

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