What should I do if the other party is uninsured or underinsured?

If you are involved in a truck accident in South Carolina and the other party is either uninsured or underinsured, you should seek legal counsel immediately. An experienced personal injury attorney can help you pursue compensation from the responsible party. When the other party is either uninsured or underinsured, you may have to pursue other avenues for compensation. In South Carolina, the uninsured motorist coverage of your own insurance policy may provide some of this compensation. This coverage typically pays for medical bills, lost wages, property damage, and other related costs. The amount of coverage varies depending on the policy, so be sure to contact your insurance provider to determine your coverage limits. In some cases, you may be able to collect a portion of the other party’s insurance, even if they are underinsured. If the at-fault party has significant assets, they may be held liable for the full amount of your damages. Your attorney can help you determine if this is an option. If the other party is uninsured or underinsured, it is important to consider all of your legal options. Speaking with an experienced personal injury attorney is the best way to understand your rights and recover the compensation you deserve.

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