Will my insurance company cover a tire failure?
The answer to the question of whether your insurance company will cover a tire failure in Utah depends on the type of insurance policy you have. In general, basic collision coverage will only pay for repairs or replacement of a tire if it is damaged as the result of an accident. Other types of coverage may provide coverage for tire failure due to defects or poor maintenance. The state of Utah has specific laws related to tire failure. According to Utah Code Annotated Section 41-12a-302, a tire is considered to be defective if it fails to meet the manufacturer’s specifications for safe use. If a tire is found to be defective, the manufacturer may be liable for all resulting damages. In this case, your insurance company may cover the costs of the repairs or replacement if the tire is covered under your policy. It is important to understand the terms of your insurance policy and read the fine print to determine if you are covered for tire failure. If you are unsure, it is always best to contact your insurance agent to clarify whether your insurance policy provides coverage for tire failure.
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