If I get a traffic ticket, will my insurance rates go up?

Yes, if you get a traffic ticket in South Carolina, it is very likely that your insurance rates will go up. In South Carolina, as in most states, insurance companies look at your driving record when deciding how much you will pay for insurance. If you have a ticket on your record, your insurance company may decide to charge you more. The only way to avoid a rate increase after receiving a traffic ticket is to successfully contest it. In South Carolina, traffic tickets can be contested in court if the driver believes the ticket was unjustified or issued for a false reason. If the ticket is overturned in court, the insurance company will not know that you got the ticket and thus will not raise your rates. However, it can be difficult to successfully contest a ticket, and even if you do, the process of going to court can be lengthy and stressful. In most cases, it may be easier to accept the ticket and the associated insurance rate increase. Overall, if you receive a traffic ticket in South Carolina, it is likely your insurance rates will go up. It may be possible to contest the ticket and avoid this rate increase, but this is not always a viable option.

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If I get a traffic ticket, will my insurance rates go up?

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